I am quite a kiasu mummy actually. I start looking for medical insurance plans for my kids even before their arrival. To me, owing a medical insurance is the most important list in my life. I wouldn’t know what will happen to them in future. In case anything happen (touch wood) to them, I can have money from insurance to pay for the medical bill. Mind you, medical bill not cheap nowadays.
Of course hubby and myself own term life insurance to cover myself too. besides as a standby money, we also can treat it as saving account since we can claim back our money once the term life insurance reach full term.
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